When considering an SUV rental Chicago, it's essential to evaluate the need for rental insurance. Although many credit cards and personal auto insurance policies may offer some coverage, they often come with limitations and exclusions. Rental companies in Chicago typically provide options for additional coverage, including collision damage waivers, liability insurance, and personal accident insurance, which can offer peace of mind during your trip. Weighing the cost of these options against potential risks can help ensure you are adequately protected while navigating Chicago's busy streets in your rented SUV.